I recently did the numbers for retirement and figured ten years at $20,000 a year. That's $200,000 for ten years of retirement. I'm thinking I can manage off of $10,000 a year since I've managed to live off of it several times in the past.

I am way behind on this at never mind how old I am. It is time I stop letting things interfere and begin figuring out how much money I'll need when I can no longer see my screen to work. What would I need to survive if I lost all of my income tomorrow? Let's go over the numbers.

It's almost Christmas once again, but that's not what I'm attempting to save money for at this time. My savings goals are much bigger. In putting this post together I ran across one from 2011 that seems to fit with I am aiming for so I included it. The different colors are the notes and updates that are current, and today's post.

 I am looking forward to a visit from a friend, and have been for months. It is that or I take a trip to visit. I'm sure about how either of these things will work out but I'm in the process of attempting to find out. There is a lot to do in order to prepare, but I am at a lost when it comes to starting.

My income has become less consistent in the last few months. It is to the point where I am skipping things just to make ends meet. I am actively searching for work, any work to keep my head above water. The results so far are almost non-existent.

Things to Take Care OF:

• Increase my income
• Stock up on food so that we have enough to cook specific meals while they are here.
• Save enough for a couple nights in a hotel room in the event that I go up there.
• Make a schedule and get more organized for productivity.

How am I increasing my income?

I have put in a couple of applications at writing sites, and am using sites that I used years ago. The problem when you do not use a skill it is possible to lose it, or lose confidence in your ability. I am working to get my skills back to where they once were so I can once again make a living from home and actually cover expenses. I am currently working every angle possible including this website.
Schedule and Organization
My daily schedule looks like hours full of cleaning, working and looking for work. I am slowly but surely meeting my goals. My day is broken down by my goals. This makes it easier for me to focus on what is going on around me.

What goals are you working toward?

This site came together out of a need to organize past, present and future. I have neglected and put off actually completing a website for years. There are several reasons for this:

1. Fear that I could not get it put together on my own.
2. The lack of motivation because I was working for other people and afraid of the income loss as I put it together.
3. I had (still have) a few of the upkeep. ( I am slowly getting over this.)