It is almost the end of 2018 and once again I am changing course in order to make my finances work and end up where I need them to be. Let's examine changes that are required, and quickly so that I can accomplish what I need to in the last couple months of the year.
I have already began gathering my earnings for the filing of tax returns and something has to give. I am going to have to re-prioritize yet again. It is not something I am looking forward to, but my schedule is about to get tighter and tighter as I fit in more hours of work leaving less for myself.
It came to my attention that once again, my expenses are out running my income. Recent changes have the set monthly income changing, but the final numbers are not in yet. I only know what my reoccurring monthly expenses are at the moment.
Rent $400
Phone $30
Internet $60
Lights $150 (worse case maximum)
Total $640.00
These numbers do not include the bills that come up occasionally such as auto insurance, medical co-pays and medicine. Yes, these things add up and that is why I am refocusing to save money for them. There are household items that require regular purchases, and my budget is stretching beyond its means right now.
It came to my attention that once again, my expenses are out running my income. Recent changes have the set monthly income changing, but the final numbers are not in yet. I only know what my reoccurring monthly expenses are at the moment.
Rent $400
Phone $30
Internet $60
Lights $150 (worse case maximum)
Total $640.00
These numbers do not include the bills that come up occasionally such as auto insurance, medical co-pays and medicine. Yes, these things add up and that is why I am refocusing to save money for them. There are household items that require regular purchases, and my budget is stretching beyond its means right now.
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