$20,000 A Year is Over Estimating
I recently did the numbers for retirement and figured ten years at $20,000 a year. That's $200,000 for ten years of retirement. I'm thinking I can manage off of $10,000 a year since I've managed to live off of it several times in the past.
Saving for Retirement..
I am way behind on this at never mind how old I am. It is time I stop letting things interfere and begin figuring out how much money I'll need when I can no longer see my screen to work. What would I need to survive if I lost all of my income tomorrow? Let's go over the numbers.
New Savings Goals
It's almost Christmas once again, but that's not what I'm attempting to save money for at this time. My savings goals are much bigger. In putting this post together I ran across one from 2011 that seems to fit with I am aiming for so I included it. The different colors are the notes and updates that are current, and today's post.
August 17th, 2018
I am looking through old blogs and finding posts that relate to my current situation. This post from October of 2012 reflects how gas prices were at the time. Currently they are about $2.55 a gallon on average.
Saving Money On Books
Reading is something that I enjoy a great deal. I also want my child to enjoy reading and that is difficult considering that she is hooked on electronics. She is to the point that she mostly reads signs, rules and instructions which is actually a good trait. Her reading comprehension is fine as long as it is something she can follow, when it comes to tests at school they are read to her and she is given choices for the purpose of getting them completed in a timely manner. I just don't have a fortune to spend on reading materials.
The light bill I paid this month was $118.30, now it's time to lower it. That is out of my budget range at the moment. Let's examine the difference in previous bills and how I can lower it back to those amounts. It's going to take a little bit of work but I can do it.
Yes, all those things have to be purchased. They are not cheap. We have to get a nice little stock built up so that we can save some money during the school year. Not one of those it's taking over my house stockpiles, just enough so that I don't have to go to the store for the same thing repeatedly. Pull-ups are hard to stock up on because of the initial expense and the fact that the child is still growing but I know people that could use them in the near future.
Recycling for It
Yes, I'm recycling for what I need at this point. It used to be done because I'm one of those annoying environmentalist fussing because you put a recyclable bottle into the garbage can or couldn't be bothered to get a reusable bottle in the first place. A few times a year I got money back on things I'd already spent money on. Well, now there is a new plan in action that should help me a great deal; provided it goes correctly.
I'm cheap what can I say?