When I left Alabama in 2013 and ended up in South Carolina I learned a lesson about purchasing items that I have been neglecting recently but intend to get back to. I learned I am capable of saving for purchase and things that come up. Another lesson that has fallen away lately, or maybe it was the increase in expenses. Sit back and I'll explain how this method works as it was explained to me. I'll also explain how it can help me to have the money needed for those surprises that come up during the year.